Bank Transfers

Transfers move money between two accounts — like paying off a credit card from a checking account. You can record and review these directly in Ledger.

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Create a Transfer Transaction

1. From your client’s Dashboard, go to Accounting → Ledger.

1. Click New Transaction in the top-right corner.

2. Choose Transfer as the transaction type.

3. Enter transaction details:

Field	Description	Required/Optional
Reference Number	Tracking or reference number for the transaction (e.g., invoice or receipt number).	Optional
Amount	Enter the amount.	Required
Date	Choose the transaction date.	Required
Memo	Internal note for context or reference.	Optional
To/From Account	Source and destination accounts.	Required
Category	Choose the correct ledger category.	Required

1. When finished entering your details, you can choose how to save:

   • Save & Close — Save and return to the Ledger.

   • Save — Save and stay on the current entry.

   • Save & New — Save and immediately start another transaction.

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View Transfer Transactions

Digits has a dedicated view for Transfers, showing:

• Total amount

• Source and destination accounts

• Memo

• Associated vendor or institution

Use filters or search in Ledger to find specific transfers.

Note: Accounts must be set as Bank or Credit Card subtypes in Category Manager to show in the Transfers view.

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Frequently Asked Questions

Can I use Transfers for inter-account payments like a credit card payoff?

Yes! Transfers are ideal for these scenarios and keep your ledger clean.

Why isn’t my account showing up in the From/To options?

Check Category Manager — the account must be a Bank or Credit Card subtype.

Will Transfers sync from connected banks?

If the transfer is recognized across linked accounts, ✨Digits will attempt to match both sides automatically. Manual entry is always an option.

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Still stuck? Email us at [email protected] — we're happy to help you get it sorted.