For the complete documentation index, see llms.txt. This page is also available as Markdown.

Digits Pay Pricing

Simple, transparent pricing for your business. Accept payments and pay bills with clear, upfront fees. No hidden costs, no surprises.


Invoicing (Taking Payments)

Card payments depend on your plan. International cards incur a 1.5% fee, and currency conversion adds 1% when applicable.

Credit Cards, Debit Cards, Apple Pay, and Google Pay

Fee Type
Starter
Essentials
Core

Processing Fee

3.2% + 30¢

3.0% + 30¢

2.9% + 30¢

International Cards

Applied when the card is issued outside the U.S.

+1.5%

+1.5%

+1.5%

Currency Conversion

Applied when payment is settled in a different currency

+1.0%

+1.0%

+1.0%

Chargebacks & Disputes

$15 per dispute

$15 per dispute

$15 per dispute

Refunds

Free

Free

Free

Processing fees from the original transaction are typically not returned when a refund is issued.

ACH / Bank Transfer

Fee Type
Starter
Essentials
Core

Processing fee

1.0%

1.0% (capped at $15)

1.0% (capped at $10)

ACH returns & failures

$7.50 per return

$7.50 per return

$7.50 per return


Bill Pay (Making Payments)

These fees apply when you make payments using Bill Pay.

Standard Bill Pay Fees

Payment Method
Fee

ACH payment

50¢

Check (printed & mailed)

$2.50

Digits Pay ("Collect")

$2

Expedited check (coming soon)

$10

Overnight check (coming soon)

$35

Domestic wire (coming soon)

$20

Returned ACH / payment failure

$7.50 per return

Stop payment

$20 per request


Frequently Asked Questions

Who Pays Digits Fees?

You do — the Digits account holder. Digits fees are always charged to the business whose Digits account the payment runs through, on both sides of the product.

Action
Who pays the Digits fee

Invoicing (getting paid)

The business sending the invoice. Your customer pays the invoice amount and nothing more.

Bill Pay (paying out)

The business paying the bill. Your vendor receives the full bill amount, with nothing deducted.


Got a question or feedback? Our team is all ears—come say hello!